Indexed Universal Life Insurance Insights

What is an IUL?

What is an IUL?

You’ve heard of life insurance—that reassuring sum that pays out a death benefit to your...

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The Power of IUL Living Benefits

When you think about life insurance, you probably picture a payout that only kicks in after you’re gone. But what if your life insurance could work for you while you’re still here, helping you handle emergencies, pursue in your goals, and enjoy greater financial...

Mastering Lock-In and Reset in Your IUL Policy

Imagine you had a savings account that earns interest based on the stock market, but without actually risking your money in the market. Sounds like a win-win, right? Indexed Universal Life (IUL) policies can do just that. One of the great things about IULs is how they...

How IUL Loans Fuel Business Growth

If you run a business, you know that working capital is crucial for maintaining day-to-day operations, funding growth initiatives, and managing unforeseen expenses. But funding can be complicated. Traditional loans often come with high interest rates, strict...

IUL vs. 401(k): Differences That Matter for Your Future

Many people think they have to pick between an indexed universal life (IUL) insurance policy and a 401(k). But that’s like deciding whether a soup or a salad makes a better side—they’re made for different tastes. While both are designed to help you grow wealth for the...

Understanding Tax Advantages of Indexed Universal Life Insurance

Taxes are like that person who shows up to the party uninvited. You can’t avoid them, but you have some control over how much they affect your finances. Indexed universal life (IUL) insurance offers a clever way to grow your money with minimal tax interference. It...